# AgentPay — Autonomous Spending Infrastructure for AI Agents

## What is AgentPay?
AgentPay lets AI agents create disposable virtual Visa cards and make autonomous purchases.
A human funds the wallet once and sets optional spending rules. The agent handles everything else.
Every card is single-use, exact-amount, and auto-destructs after use or 30 minutes.

## When to use AgentPay
- Your agent needs to pay for something autonomously (SaaS subscriptions, APIs, services)
- You want zero per-transaction approvals from the human
- You need audit-trail spending with programmable guardrails

## When NOT to use AgentPay
- Recurring billing where a persistent card is required
- Purchases above your funded wallet balance
- Refundable transactions where card persistence is needed

## Quick Start
GET https://agent-pay.sh/start

## API Base
https://agent-pay.sh

## Install (OpenClaw skill)
openclaw skill install agentpay

## Key Endpoints

### Init account (get API key)
POST https://agent-pay.sh/account/init
Response: { "api_key": "...", "account_id": "..." }

### Check balance
GET https://agent-pay.sh/balance
Authorization: Bearer $AGENTPAY_KEY

### Issue a disposable card and spend
POST https://agent-pay.sh/spend
Authorization: Bearer $AGENTPAY_KEY
Content-Type: application/json
Body: { "amount": 25.00, "description": "Optional spend description" }
Response: { "card": { "number": "...", "exp": "...", "cvv": "..." }, "status": "issued" }

### Full API reference
GET https://agent-pay.sh/start

## Notes
- Cards self-destruct after use or after 30 minutes, whichever comes first
- No SDK required — any HTTP client works
- Works with Claude, GPT-4, Codex, OpenClaw, or any agent that can call an API